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Global Credit Systems offers some of the most competitive rates in the industry. Rates are slightly higher for secondary accounts.

Contact us to discuss our preferred rate programs which are based on volume, age of accounts and account balances.

We also offer a 2% discount when accounts are submitted to us electronically.

Global Credit Systems accepts accounts with a Minimum balance of $50.00. They must have valid documentation and be within Statute.


The collection industry saved the average American household $351 in 2005. This amount represents dollars households would have spent if businesses were forced to raise prices to cover bad debt. The annual savings is the average household equivalent of 19 bags of groceries, 155 gallons of gas, or more than four months of electric bills. (Source: "Value of Third-Party Debt Collection to the U.S. Economy: Survey and Analysis," PricewaterhouseCoopers, June 2006.)

The $39 billion returned to creditors in 2005 represented a 22 percent reduction in private sector bad debt for the year. (Source: "Value of Third-Party Debt Collection to the U.S. Economy: Survey and Analysis," PricewaterhouseCoopers, June 2006.)

Debt Collection Agency

Global Credit Systems, LLC applies a strategic, yet soft touch, bill collection approach that results in expeditious payment of your accounts receivable. We design our debt recovery solutions to meet each of our client's specific needs, resulting in maximizing the revenue potential to be recovered.

We are experienced in consumer debt collection, including credit card collections and installment loans. Members of our team also have significant experience in commercial debt collection and understand the unique requirements of commercial companies to maintain client relations.

While many debt collection agencies are outsourcing to other countries, Global Credit Systems, LLC maintains its operations in the United States and employs only the most experienced employees.  Each manager has at least 20 years of experience within the debt collection field and our debt collectors have an average 15 years of experience.

We offer some of the best rates in the debt collection industry and we maintain working relationships with lending institutions that can assist customers in consolidating debts. We have extensive experience providing debt counseling and the ability to design repayment plans and budgets to improve consumers credit scores. This can assist your customer through their current financial problems and creates improved opportunities for their future.

We specialize in Medical Debt Collection and School Debt Collections.

 How Does Our Process Work?

  1. Receive the account and load it into our system.
  2. A 30-Day validation letter is generated.
  3. Three days from when the letter goes out, we initiate calls.
  4. Until the 30-day validation period is up, we attempt to initiate contact through phone communication. (This may include skip tracing if necessary.)
  5. If we receive contact with the debtor, we attempt to secure payment in full or if this is not possible, reasonable payment plans.
  6. If contact is not established by this point, we send out a second letter which asks why they are ignoring the process. Telephone attempts continue.
  7. After this, we will send out a credit bureau reporting notification. Telephone attempts continue.
  8. Continued series of letters and calls.
  9. If debtor either has not been communicated with, or outright refuses to pay, we will send a final letter recommending to our client to take whatever action is available at their disposal.
  10. Credit Bureau reporting will continue until eventually the debtor has to pay in order to have it removed from their record.
  11. Our policies and practices are in full compliance with the Fair Debt Collection Practices Act.

Give us a call today to learn more about how we can develop a debt collection
solution for you.



Global Credit Systems, LLC offers a collections service agreement for referrals and leads that become clients of our collection agency. Contact us to receive 5% of all past due accounts receivable we recover for a client we sign from your referral for the life of their contract with us. Larger clients who place more accounts receivable for bill collection can provide you with a significant passive income stream.


Global Credit Systems, LLC will provide expert location information and skip tracing for a variety of companies needing this service. We can devise a custom tailored program that would be just right for your organization. Please call 804 521-4009 for more details.

Global Credit Systems, LLC | 501 E. Franklin Street, Suite 622, Richmond, Virginia 23219
For More Information Please Call 804-521-4366 | Fax - 804-521-4024
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